Canadian Disability Benefits Programs
3 programs available
Financial support for Canadians living with disabilities, including the Canada Disability Benefit and the Registered Disability Savings Plan (RDSP).
Canada Disability Benefit
The Canada Disability Benefit is a new federal income supplement for working-age persons with disabilities who hold a valid Disability Tax Credit certificate and have low income. The benefit provides up to $200 per month to eligible individuals aged 18 to 64. The amount is income-tested and begins to be reduced once income exceeds specified thresholds that vary by marital status. The benefit is intended to supplement, not replace, existing provincial and territorial disability support programs.
Registered Disability Savings Plan (RDSP)
The Registered Disability Savings Plan is a long-term savings plan to help Canadians with disabilities and their families save for the future. The government provides matching Canada Disability Savings Grants of up to $3,500 per year (up to a $70,000 lifetime limit) and Canada Disability Savings Bonds of up to $1,000 per year (up to a $20,000 lifetime limit) for low-income beneficiaries, without requiring personal contributions. The plan must be opened before the beneficiary turns 60, and grants/bonds are paid until the end of the year they turn 49.
Manitoba Primary Caregiver Tax Credit
The Manitoba Primary Caregiver Tax Credit is a refundable tax credit of $1,400 per year for individuals who provide ongoing unpaid care to a person assessed as requiring Care Level 2, 3, or 4 under the Manitoba Home Care Program. A caregiver may claim up to three care recipients at any one time, for a maximum total credit of $4,200 per year. The credit is not income-tested, meaning it can be claimed even if the caregiver has no taxable income. The amount is prorated based on the portion of the year care was provided, after an initial qualification period of 90 consecutive days.
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